It pays to start looking into your child’s future early, so start saving now with Manulife Educate – an endowment plan that helps you save consistently for 10 years and allows you to get back at least 100% of your total premiums1 paid over the policy term. The plan also offers you the option of receiving yearly Guaranteed Cash Benefits before and when your child reaches the chosen Payout Age of 18 or 20 – or to continue accumulating3 interest for their future. Give your child a brighter future by taking the first step today.
Enjoy 2 yearly Guaranteed Cash Benefits before the chosen Payout Age, and 4 yearly Guaranteed Cash Benefits from the chosen Payout Age onwards
Choose between the Payout Age of 18 or 20 that best suits your child’s educational milestones
Your child is covered against death and terminal illness
Easy Application with No Health Check Up
Guaranteed acceptance with no health questions asked, applicable for base plan only
Get additional protection with Payor Premium Waiver Rider (I) and Cancer Care Premium Waiver Rider (I)
Important Notes & Footnotes
- Applicable only if the policy is without any optional rider and is held to maturity with no policy alterations (e.g. reduced in Sum Insured and reduced paid-up).
- Terms and conditions apply. Please refer to Product Summary for specific definitions.
- The Guaranteed Cash Benefit will be accumulated at an interest rate of 3.00% p.a. (at the illustrated investment rate of return of 4.75% p.a.) or 1.50% p.a. (at the illustrated investment rate of return of 3.25% p.a.). It is non-guaranteed and is subject to change with 30 days’ advanced notice to the Policy Owner.
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12-year endowment plan with 100% capital return at policy maturity.
- Get 100% of your capital return, upon policy maturity
- Receive total potential return of up to 3.32% p.a. over 12 years
- Use them to offset future premiums from end of 3rd or 6th policy year; or receive yearly payout for liquidity; or accumulate with Manulife at a non-guaranteed interest rate
RetireReady Plus II
A retirement plan that offers you the option to receive Guaranteed Monthly Income for life.
- Receive up to an additional 100% of yourGuaranteed Monthly Income depending on the severity
- Get a lump sum payout in the event of the life insured's retrenchment
- In times of need, put your premium payment on hold while your policy stays in force