Manulife SmartRetire (II)
Why should you get it?
Invest with us today and receive up to 25%* additional welcome bonus. *T&Cs apply.
Take the fast-tracked road trip to retirement with Manulife SmartRetire (II). A whole-life, regular-premium, investment-linked insurance plan that’s customised to your goals and budget. Retire with a lump sum or stream of income from as early as age 40, and plan your journey to the tee with our curated suite of funds. With premiums starting from S$2001 per month, taking the first step towards your aspirations can start right here, right now. That's every day better.
Protection for death, Total and Permanent Disability (TPD), and Waiver of Premium Benefit on Cancer (for the policyowner)
Refund of Cost of Insurance (COI)3
COI charged during the course of your policy will be refunded to you if protection benefits are not utilised
Protection for Total Target Retirement Goal
Protection amount will be bumped up to your total target retirement amount during the accumulation period
Get a Welcome Bonus from the start, and yearly Loyalty Bonuses during the accumulation and retirement period
Important Notes & Footnotes
- Applies to plans with a MIP of 16 years.
- Terms and conditions apply. Please refer to Product Summary for specific definitions.
- If the death and waiver of premium benefit on cancer are not claimed during Minimum Investment Period, the cost of insurance charged will be refunded in units during Accumulation Period over 5 policy years. If the death and TPD benefit are not claimed during Accumulation Period, the cost of insurance charged will be refunded in units during Retirement Period over 5 policy years.
- Welcome bonus will be credited into your account in the first 12 months upon receipt of each regular basic premium payment in the form of additional units. Yearly Loyalty Bonus will be paid starting from the next policy anniversary immediately after the end of Minimum Investment Period and every year thereafter until the end of the policy term in form of additional units. Terms and Conditions apply. Please refer to Product Summary for specific definitions.
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More solutions for you:
Accumulate your wealth while protecting your lifestyle
- Get a boost to your investment with a higher Welcome Bonus when you choose a higher coverage and longer Minimum Investment Period
- Choose your protection amount to up to 100x of your first year premium for death, terminal illness and total and permanent disability
- 100% of your regular basic premiums paid will be put to purchase fund units
InvestReady Wealth (II)
Over 100 funds available in 1 investment-linked plan
- Get a head-start with a welcome bonus in the first policy year in the form of additional units
- Enjoy yearly loyalty bonus after the end of your chosen Minimum Investment Period (MIP)
- Build a portfolio that meets your financial goals with over 100 funds to pick from and invest in